Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule.
Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Federal Deposit Insurance Corporation 12 CFR Part 337 RIN 3064-AG32 AGENCY: Federal Deposit Insurance Corporation. ACTION: Interim final rule and request for comment. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule. ( printed page 56023) DATES: The interim final rule is effective September 1, 2026. Comments must be received no later than October 1, 2026. ADDRESSES: You may submit comments on the interim final rule, identified by RIN 3064-AG32 using any of the following methods: FDIC Website: https://www.fdic.gov/​federal-register-publications . Follow the instructions for submitting comments on the agency website. Email: Comments@fdic.gov . Include RIN 3064-AG32 on the subject line of the message. Mail: Jennifer M. Jones, Deputy Executive Secretary, Attention: Comments—RIN 3064-AG32, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. Hand Delivery to FDIC: Comments may be hand-delivered to the guard station at the rear of the 550 17th Street NW, building (located on F Street NW) on busin…
Citation: 91 FR 56022
