Treasury Department, Comptroller of the Currency, Federal Deposit Insurance Corporation
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are adopting a final rule to define the term "unsafe or unsound practice" for purposes of section 8 of the Federal Deposit Insurance Act and to revise the supervisory framework for the issuance of matters requiring attention and other supervisory communications.
Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Department of the Treasury Office of the Comptroller of the Currency 12 CFR Part 4 [Docket ID OCC-2026-0174] RIN 1557-AF35 Federal Deposit Insurance Corporation 12 CFR Part 305 RIN 3064-AG16 AGENCY: Office of the Comptroller of the Currency, Treasury, and the Federal Deposit Insurance Corporation. ACTION: Final rule. SUMMARY: The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are adopting a final rule to define the term “unsafe or unsound practice” for purposes of section 8 of the Federal Deposit Insurance Act and to revise the supervisory framework for the issuance of matters requiring attention and other supervisory communications. DATES: The final rule is effective November 2, 2026. FOR FURTHER INFORMATION CONTACT: OCC: Eden Gray, Assistant Director, Marjorie Dieter, Special Counsel, Harry Naftalowitz, Attorney, Chief Counsel's Office, 202-649-5490, Office of the Comptroller of the Currency, 400 7th Street SW, Washington, DC 20219. If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. FDIC: Brittany Audia, Chief, Exam Support Section, Division of Risk Management Supervision, (703) 254-0801, baudia@fdic.gov ; Seth P. Rosebrock, Assistant General Counsel, Legal Division, (202) 898-6609, srosebrock@fdic.gov . SUPPLEMENTARY INFORMATION: I. Introduction The OCC and the FDIC (collectively, the agencies) exercise their enforcement and supervisi…
Citation: 91 FR 56004
