Extensions of Credit to Insiders

Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Federal Deposit Insurance Corporation 12 CFR Part 337 RIN 3064-AG26 ( printed page 50730) AGENCY: Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is proposing to increase quantitative thresholds for certain extensions of credit to insiders of FDIC-supervised institutions, as restricted by the Federal Reserve Act and regulations promulgated thereunder. Specifically, the proposal would increase the thresholds for certain extensions of credit to executive officers not otherwise specifically authorized by statute from $100,000 to $400,000; and extensions of credit to insiders requiring prior approval by the board of directors from $500,000 to $2,000,000. The proposal would also establish an indexing methodology to periodically update such thresholds over time. DATES: Comments must be received on or before October 5, 2026. ADDRESSES: Comments should be directed to the FDIC as follows: You may submit comments to the FDIC, identified by RIN 3064-AG26, by any of the following methods: FDIC website: https://www.fdic.gov/​federal-register-publications . Follow instructions for submitting comments on the agency website. Email: Comments@fdic.gov . Include RIN 3064-AG26 in the subject line of the message. Mail: Jennifer M. Jones, Deputy Executive Secretary, Attention: Comments—RIN 3064-AG26, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. Hand Delivery to FD…