Consumer Financial Protection Bureau
This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) (TILA-RESPA integrated disclosures or TRID), the right of rescission, and reverse mortgage disclosures.
Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Consumer Financial Protection Bureau 12 CFR Parts 1024 and 1026 [Docket No. CFPB-2026-0018] AGENCY: Consumer Financial Protection Bureau. ACTION: Notice; request for information. SUMMARY: This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) (TILA-RESPA integrated disclosures or TRID), the right of rescission, and reverse mortgage disclosures. DATES: Comments must be received on or before August 10, 2026. ADDRESSES: You may submit comments, identified by Docket No. CFPB-2026-0018, by any of the following methods: Federal eRulemaking Portal: https://www.regulations.gov . Follow the instructions for submitting comments. Email: 2026-RFI-Mortgage-Disclosures-and-Rescission@cfpb.gov . Include Docket No. CFPB-2026-0018 in the subject line of the message. Mail/Hand Delivery/Courier: Comment Intake—Mortgage Disclosures and Rescission RFI, c/o Legal Division Docket Manager, Consumer Financial Protection Bureau, 445 12th St. SW, Washington, DC 200…
Citation: 91 FR 42382
