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RuleSignificant2026-127872026-06-25

Financial Data Transparency Act Joint Data Standards

Treasury Department, Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corporation, National Credit Union Administration, Consumer Financial Protection Bureau, Federal Housing Finance Agency, Commodity Futures Trading Commission, Securities and Exchange Commission

Abstract

The OCC, Board, FDIC, NCUA, CFPB, FHFA, CFTC, SEC, and Treasury are publishing a final joint rule to establish data standards to promote interoperability of financial regulatory data across these agencies. The standards established pursuant to this joint rule will later be considered for potential incorporation (to the extent feasible) into data standards to be adopted for certain collections of information in separate rulemakings by the agencies or through other actions taken by the agencies. At the effective date, the joint rule will not change any reporting requirements without further action by the agencies. The agencies are publishing this joint rule as required by the Financial Data Transparency Act of 2022.

Action & Dates

Action
Final rule.
Dates
Effective date: The joint rule is effective on October 1, 2026. At the effective date, the joint rule will not change any reporting requirements without further action by the agencies.
Effective Date
2026-10-01

CFR References

Topics

Administrative practice and procedureElectronic filingInformationOrganization and functions (Government agencies)Reporting and recordkeeping requirementsSecurities

Document Excerpt

Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Department of the Treasury Office of the Comptroller of the Currency 12 CFR Part 15 [Docket ID OCC-2024-0012] RIN 1557-AF22 Federal Reserve System 12 CFR Part 262 [Docket No. R-1837] RIN 7100 AG-79 Federal Deposit Insurance Corporation 12 CFR Part 304 RIN 3064-AF96 National Credit Union Administration 12 CFR Part 753 RIN 3133-AF70 Consumer Financial Protection Bureau 12 CFR Part 1077 [Docket No. CFPB-2024-0034] RIN 3170-AB20 Federal Housing Finance Agency 12 CFR Part 1226 RIN 2590-AB38 Commodity Futures Trading Commision 17 CFR Part 140 RIN 3038-AF43 Securities and Exchange Commission 17 CFR Part 256 [Release No. 33-11420; 34-105536; IA-6967; IC-36163; File No. S7-2024-05] RIN 3235-AN32 Department of the Treasury 31 CFR Part 151 [Docket No. TREAS-DO-2024-0008] RIN 1505-AC86 AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); National Credit Union Administration (NCUA); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); Commodity Futures Trading Commission (CFTC); Securities and Exchange Commission (SEC); Department of the Treasury (Treasury). ACTION: Final rule. SUMMARY: The OCC, Board, FDIC, NCUA, CFPB, FHFA, CFTC, SEC, and Treasury are publishing a final joint rule to establish data standards to promote interoperability of financial regulatory data across these agencies. The standards established pursuant to this joint rule

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Related Documents

Other Federal Register documents from the same docket.

Full Document

Citation: 91 FR 38246