GENIUS Act Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers and Insured Depository Institutions

Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Federal Deposit Insurance Corporation 12 CFR Parts 324, 330, and 350 RIN 3064-AG19 ( printed page 18534) AGENCY: Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is soliciting comment on a proposal that would implement certain requirements pursuant to the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) applicable to FDIC-supervised permitted payment stablecoin issuers and insured depository institutions, clarify deposit insurance coverage for deposits held as reserve assets for payment stablecoins, and clarify the treatment of tokenized deposits. DATES: Comments must be received by the FDIC no later than June 9, 2026. ADDRESSES: You may submit comments, identified by RIN 3064-AG19, by any of the following methods: FDIC Website: https://www.fdic.gov/​federal-register-publications . Follow instructions for submitting comments on the agency website. Email: Comments@fdic.gov . Include RIN 3064-AG19 in the subject line of the message. Mail: Jennifer M. Jones, Deputy Executive Secretary, Attention: Comments—RIN 3064-AG19, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. Hand Delivery to FDIC: Comments may be hand-delivered to the guard station at the rear of the 550 17th Street NW building (located on F Street) on business days between 7 a.m. and 5 p.m. Public Inspection: Comments received, including any personal infor…