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Proposed RuleSignificant2026-061732026-03-31

Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions

Agriculture Department, Rural Housing Service

Abstract

The Rural Housing Service (RHS or the Agency), an agency of the Rural Development mission area within the United States Department of Agriculture (USDA), is issuing a proposed rule to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation. These proposed changes are intended to allow the Agency to finance a single family home with a single or multiple income producing Accessory Dwelling Units (ADU). Additionally, we propose to clarify that borrowers can finance properties with features designed to accommodate home-based operations with non-commercial real estate features. The plain language summary of the proposal is available on Regulations.gov in the docket for rulemaking.

Action & Dates

Action
Proposed rule.
Dates
Comments must be submitted on or before June 1, 2026.

CFR References

Topics

Administrative practice and procedureBusiness and industryCreditEnvironmental impact statementsFair housingFlood insuranceGrant programs-housing and community developmentHome improvementHousingLoan programs-housing and community developmentLow and moderate income housingManufactured homesMortgage insuranceMortgagesReporting and recordkeeping requirementsRural areas

Public Comment

Comments Close
2026-06-01

Document Excerpt

Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Department of Agriculture Rural Housing Service 7 CFR Part 3555 [Docket No. RHS-26-SFH-0100] RIN 0575-AD45 ( printed page 15914) AGENCY: Rural Housing Service, Agriculture Department (USDA). ACTION: Proposed rule. SUMMARY: The Rural Housing Service (RHS or the Agency), an agency of the Rural Development mission area within the United States Department of Agriculture (USDA), is issuing a proposed rule to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation. These proposed changes are intended to allow the Agency to finance a single family home with a single or multiple income producing Accessory Dwelling Units (ADU). Additionally, we propose to clarify that borrowers can finance properties with features designed to accommodate home-based operations with non-commercial real estate features. The plain language summary of the proposal is available on Regulations.gov in the docket for rulemaking. DATES: Comments must be submitted on or before June 1, 2026. ADDRESSES: Comments may be submitted by going to the Federal eRulemaking Portal, regulations.gov/. In the “Search for dockets and documents on agency actions” box, enter the docket number, RHS-26-SFH-0100, and click “Search” button. From the search results: click on or locate the document title: “Single Family Housing Guaranteed Loan Program—Income Producing Accessory Dwelling Unit (ADU) Provisions” and select the “Comment” button. Before inputt…

Read full document on FederalRegister.gov →

Related Documents

Other Federal Register documents from the same docket.

Full Document

Citation: 91 FR 15914