Single Family Housing Guaranteed Loan Program

Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Department of Agriculture Rural Housing Service 7 CFR Part 3555 [Docket Number RHS-21-SFH-0017] RIN 0575-AD08 ( printed page 13211) AGENCY: Rural Housing Service, USDA. ACTION: Final rule. SUMMARY: The Rural Housing Service (RHS or Agency), a Rural Development (RD) Agency within the United States Department of Agriculture (USDA), is amending its regulations to grant Delegated Lenders participating in the Single-Family Housing Guaranteed Loan Program (SFHGLP) the authority to make loans and obtain Loan Note Guarantees after closing using automated loan underwriting and closing systems. DATES: Effective date: This Final rule is effective June 17, 2026. Implementation will occur on September 28, 2028. The Agency will publish a notice in the Federal Register prior to implementation. FOR FURTHER INFORMATION CONTACT: Sara Thieleke, Deputy Director, Single Family Housing Guaranteed Loan Division, Rural Development, U.S. Department of Agriculture, STOP 0784, South Agriculture Building, 1400 Independence Avenue SW, Washington, DC 20250-0784. Telephone: (314) 457-5242; or email: sara.thieleke@usda.gov . SUPPLEMENTARY INFORMATION: Abbreviations CFR Code of Federal Regulations DA Delegated Authority FHA Federal Housing Administration FR Federal Register OMB Office of Management and Budget RHS Rural Housing Service § Section SFHGLP Single Family Housing Guaranteed Loan Program UMRA Unfunded Mandates Reform Act of 1995 U.S.C. United St…