Unsafe or Unsound Practices, Matters Requiring Attention

Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Department of the Treasury Office of the Comptroller of the Currency 12 CFR Part 4 [Docket ID OCC-2025-0174] RIN 1557-AF35 Federal Deposit Insurance Corporation 12 CFR Part 305 RIN 3064-AG16 AGENCY: Office of the Comptroller of the Currency, Treasury, and the Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) propose to define the term “unsafe or unsound practice” for purposes of section 8 of the Federal Deposit Insurance Act and to revise the supervisory framework for the issuance of matters requiring attention and other supervisory communications. DATES: Comments must be received on or before December 29, 2025. ADDRESSES: Comments should be directed to the agencies as follows: OCC: Commenters are encouraged to submit comments through the Federal eRulemaking Portal. Please use the title “Unsafe or Unsound Practices, Matters Requiring Attention” to facilitate the organization and distribution of the comments. You may submit comments by any of the following methods: Federal eRulemaking Portal—Regulations.gov: Go to https://regulations.gov/​ . Enter Docket ID “OCC-2025-0174” in the Search Box and click “Search.” Public comments can be submitted via the “Comment” box below the displayed document information or by clicking on ( printed page 48836) the document title and …