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Proposed Rule2025-160562025-08-21

FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo

Federal Deposit Insurance Corporation

Abstract

The Federal Deposit Insurance Corporation (FDIC) is seeking comment on a proposal that would amend signage requirements for insured depository institutions' (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. The proposed changes are intended to address implementation issues and sources of potential confusion that have arisen following the adoption of current signage requirements for these banking channels. The proposal would provide additional flexibility to IDIs while also enabling consumers to better understand when they are conducting business with an IDI and when their funds are protected by the FDIC's deposit insurance coverage.

Action & Dates

Action
Notice of proposed rulemaking.
Dates
Comments must be received by the FDIC no later than October 20, 2025.

CFR References

Topics

AdvertisingBank deposit insuranceSavings associationsSigns and symbols

Public Comment

Comments Close
2025-10-20

Document Excerpt

Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Federal Deposit Insurance Corporation 12 CFR Part 328 RIN 3064-AG14 ( printed page 40767) AGENCY: Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is seeking comment on a proposal that would amend signage requirements for insured depository institutions' (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. The proposed changes are intended to address implementation issues and sources of potential confusion that have arisen following the adoption of current signage requirements for these banking channels. The proposal would provide additional flexibility to IDIs while also enabling consumers to better understand when they are conducting business with an IDI and when their funds are protected by the FDIC's deposit insurance coverage. DATES: Comments must be received by the FDIC no later than October 20, 2025. ADDRESSES: You may submit comments, identified by RIN 3064-AG14, by any of the following methods: FDIC Website: https://www.fdic.gov/​federal-register-publications . Follow instructions for submitting comments on the agency website. Email: Comments@fdic.gov . Include RIN 3064-AG14 in the subject line of the message. Mail: Jennifer M. Jones, Deputy Executive Secretary, Attention: Comments—RIN 3064-AG14, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. Hand Delivery to FDIC: Comments may be hand-delivered

Read full document on FederalRegister.gov →

Full Document

Citation: 90 FR 40767