Federal Deposit Insurance Corporation
The FDIC is taking final action to rescind the Statement of Policy on Bank Merger Transactions published in 2024 (2024 Statement of Policy) and reinstate its Statement of Policy on Bank Merger Transactions that was in effect prior to the 2024 Statement of Policy (Bank Merger Statement of Policy). The reinstated Bank Merger Statement of Policy will remain in effect pending the FDIC's review of all aspects of the regulatory framework governing the FDIC's review of merger transactions in connection with a future proposal to comprehensively revise its merger policy.
Document Headings Document headings vary by document type but may contain the following: the agency or agencies that issued and signed a document the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to the agency docket number / agency internal file number the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details. Federal Deposit Insurance Corporation 12 CFR Part 303 RIN 3064-ZA45 AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Final rescission and reinstatement of statement of policy. SUMMARY: The FDIC is taking final action to rescind the Statement of Policy on Bank Merger Transactions published in 2024 (2024 Statement of Policy) and reinstate its Statement of Policy on Bank Merger Transactions that was in effect prior to the 2024 Statement of Policy (Bank Merger Statement of Policy). The reinstated Bank Merger Statement of Policy will remain in effect pending the FDIC's review of all aspects of the regulatory framework governing the FDIC's review of merger transactions in connection with a future proposal to comprehensively revise its merger policy. DATES: This Bank Merger Statement of Policy supersedes the 2024 Statement of Policy, effective on August 4, 2025. FOR FURTHER INFORMATION CONTACT: Division of Risk Management Supervision: Thomas F. Lyons, Associate Director of Risk Management Policy, (202) 898-6850, tlyons@fdic.gov ; Ryan C. Senegal, Chief, Policy and Program Development, (980) 249-3863, rsenegal@fdic.gov ; George J. Small, Senior Examination Specialist, (347) 267-2453, gsmall@fdic.gov . Legal Division: Annmarie Boyd, Assistant General Counsel, (202) 898-3714, aboyd@fdic.gov ; Nicholas A. Simons, Counsel, (202) 898-6785, nsimons@fdic.gov . SUPPLEMENTARY INFORMATION: I. Background Section 18(c) of the Federal Deposit Insurance Act (FDI Act), which codifies t…
Citation: 90 FR 29413
